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Shop Now, Pay with Klarna
We’ve partnered with Klarna to give you flexible payment options for your Lily & Loaf orders, allowing you to stock up on products for your business while managing your cash flow. With Klarna, you can “buy now, pay later,” making it easier to access the inventory your business needs.
Shop Now, Pay with Klarna
We’ve partnered with Klarna to give you flexible payment options for your Lily & Loaf orders, allowing you to stock up on products for your business while managing your cash flow. With Klarna, you can “buy now, pay later,” making it easier to access the inventory your business needs.
Flexible Payment Options for Trade Accounts
Klarna provides flexible ways to spread the cost of your orders, so you can invest in the products your clients love without immediate payment. Here’s how Klarna works for your trade account purchases:
Pay in 30 Days
Order what you need today and pay up to 30 days later—no upfront payments required. This option allows you to manage your inventory while balancing cash flow. Note: Klarna’s "Pay in 30 days" is an unregulated credit agreement. Borrowing more than you can afford or paying late may impact your financial status and future credit eligibility.
Eligibility: Available to UK residents aged 18+ and subject to status. Terms and conditions apply.
Pay in 3 Instalments
Divide your purchase into three equal payments over 60 days, with no added interest. The first payment is collected when your order is confirmed, with subsequent payments every 30 days. Note: Klarna’s "Pay in 3" is an unregulated credit agreement. Late or missed payments may affect your credit rating and ability to obtain credit.
Eligibility: Available to UK residents aged 18+ and subject to status. Terms and conditions apply.
How to Use Klarna at Checkout
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Add items to your basket:
Select the products you need for your business and proceed to checkout.
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Select Klarna at checkout:
Choose Klarna as your payment method to access flexible terms.
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Manage your payments:
Download the Klarna app to view and manage payments, or log in on the Klarna website.
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Why Use Klarna for Your Business Purchases?
Klarna’s payment solutions allow you to buy the products your clients need without impacting your cash flow immediately. With flexible options, you can manage your business expenses more effectively.
Convenient Payment Management
Use the Klarna app to track your purchases and payment schedules in one place, helping you stay on top of your business expenses with ease. Visit the Klarna app here: https://app.klarna.com/login.
Safe & Secure
Klarna implements strong anti-fraud measures to protect your transactions, allowing you to shop with confidence.
Frequently Asked Questions
What happens if I need to return an order?
If you need to return items, Klarna will update your payment schedule or issue a refund once your return is processed. Be sure to log into your Klarna account and select “Report a return” to pause payments.
What if there’s an issue with my order?
If there’s a problem with your order, you don’t need to make a payment until it’s resolved. Use the “Report a problem” feature in your Klarna account to pause the payment schedule.
What if I don’t make a payment on time?
For both “Pay in 30 Days” and “Pay in 3,” missing payments may incur late fees and impact your credit status. Klarna will send reminders, so be sure to monitor your account.
About Klarna
Founded in Stockholm, Klarna is a leader in flexible payment options, serving over 147 million users worldwide. Klarna’s services empower businesses like yours with smooth, easy payment solutions.
Important: Klarna’s "Pay in 3" and "Pay in 30 Days" products are not regulated by the Financial Conduct Authority (FCA). Please spend responsibly and ensure you can meet payment deadlines to avoid late fees.
Ready to shop with Klarna?
Select Klarna at checkout for flexible payment options on your trade orders with Lily & Loaf. For more details or assistance, contact us at trade@lilyandloaf.com or reach out to your Account Manager. For more information on Klarna or if you need help, visit the Klarna Customer Service page: https://www.klarna.com/uk/customer-service/.
Klarna Financial Services UK Limited (“Klarna”) is authorised and regulated by the Financial Conduct Authority (“FCA”) for carrying out regulated consumer credit activities (firm reference number 987889), and for the provision of payment services under the Payment Services Regulations 2017 (firm reference number 987816). Klarna provides both regulated and unregulated products. Klarna’s Pay in 3 instalments and Pay in 30 days agreements are not regulated by the FCA. Incorporated in England (company number 14290857), with its registered office at 125 Kingsway, London, WC2B 6NH. https://www.klarna.com/
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